Affordable Dental Care

For Families in Torrance

Flexible Dental Financing

We offer a variety of financial options so that our patients can receive top-notch dental care that fits in their budget. Before you begin any dental treatments, we’ll go over the cost of services, and discuss your payment options — we won’t surprise you with hidden costs and fees. Our goal is to make the payment process as efficient and hassle-free as possible. With a comprehensive approach to your oral health, we'll create a personal plan for your care that considers all the things that are important to you.

We know not all patients have dental insurance, so we also accept alternatives to paying for dental care through CareCredit.

Contact South Bay Dental Smiles in Torrance, CA
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    Accepted Insurance

    Our office accepts and is in-network with most major insurance providers, including Aetna, Ameritas, BCBS, Cigna and MetLife. Please bring your insurance card to each appointment. We also accept all major credit cards, including MasterCard, Visa, AMEX, Discover and cash and checks.

    Dental Insurance Options
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    Dental Membership Plan

    If you are a patient without dental insurance, we offer a membership plan just for you. Our membership plan includes patient discounts and exams, learn more by clicking the button below.

    Dental Membership Plan
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    External Dental Payment Plans

    We work with CareCredit® as a third-party payment option for dental expenses. You can design a payment plan that works for you. The application process is simple and efficient.

    External Dental Payment Plans

Insurance Providers

We accept and are in-network with most major insurance providers, including Aetna, Ameritas, Assurant, Blue Cross Blue Shield, Cigna, Guardian, Humana, MetLife, Principal, Sun Life, and United Concordia. Our team is extremely knowledgeable about dental insurance and we’re happy to file and track your claims for you to ensure that you’re getting the most out of your benefits. We just ask that you bring your insurance card to each appointment, so we can make sure your information is as up-to-date as possible.

Financial FAQs

  • How much will my services cost?

    We find great satisfaction in being an affordable dentist in Torrance, CA. While each patient’s care is different, we will work tirelessly to provide you with quality care at an affordable rate. Call our office to get an individualized treatment plan that works best for you and inquire about the cost of specific services for you and your family.

    Contact South Bay Dental Smiles in Torrance, CA
  • Do you offer third-party payment options?

    Yes, we offer CareCredit as a payment option.

    CareCredit® is one of the leading healthcare credit cards accepted at over 175,000 providers nationwide. Pay upfront for necessary procedures, and make affordable monthly payments that work with your budget. CareCredit financing is flexible, convenient, and the application process is simple.

    External Dental Payment Plans
  • Can I use CareCredit with my insurance?

    CareCredit may be applied to your balance however you would like. You may choose to use your CareCredit card to pay your balance in full, in conjunction with your insurance coverage, or in small portions.

    Visit CareCredit